© The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the multiple listing service (MLS) in which this real estate firm (Broker) participates. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than this Broker are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Florida Association of Realtors and its cooperating MLSs do not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing.
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Purchase price – This is total sales price of your new home in whole dollars. This amount, less any down payment, will be the amount you borrow from your bank.
Down payment – Enter the percentage of the Purchase price that you plan to pay upfront. If, for example, you plan to make a $25,000 down payment on a $250,000 home, enter 10 here.
Mortgage term – Determine the number of years over which you'd like to pay your mortgage and enter it here. Common values are 10, 15, and 30.
Interest rate – Enter the actual interest percentage your bank will apply to the amount you borrow. Do not include any Private Mortgage Insurance (PMI) percentages your bank may require.
Property tax – Enter the yearly tax you'll pay on the value of your property.
Property insurance – Determine the yearly amount to insure your property and enter it here.
PMI – If your down payment is less than 20% of your home's purchase price, your bank may require you to pay an additional yearly percentage of your home's purchase price in the form of Private Mortgage Insurance (PMI). If so, enter the PMI percentage here.
First payment date – From these drop-down menus, select the month and year that your mortgage payments will begin.
Amortization – Choose whether you'd like to see your mortgage payment schedule, including principal, interest, tax, insurance, PMI, and balance, on a yearly or monthly basis. If you don't want to see a detailed amortization schedule, choose don't show.